Thursday, November 12, 2015

5 Smart Moves for Retirees

                                                        5 Smart Moves for Retirees:

1        Set up a line of credit that grows over the next twenty years along with the appreciation on your house using an FHA Home Equity Conversion Reverse Mortgage.  Then you will have a substantial fund to use for the rise in cost of living and home care when you are old.

       Eliminate your monthly mortgage payment using a reverse mortgage.

            If your spouse passes away, replace the loss of income by setting up a monthly supplement to your income    using a reverse mortgage for tenure that can last longer than your home equity.

      If you have to divorce, you can stay in your home by using an FHA Home Equity Conversion Reverse      Mortgage to pay your spouse so they can move on.

 5.       Downsize to a more comfortable home using a reverse mortgage to purchase your new home so you don’t   have to use all your cash - and you will have no monthly mortgage payments. 

      Do you or your financial planner have any questions or want to explore the HECM loan further? 
      Let me show you how SMART you can be fully utilizing the value of your home.