Vandyk is partnering up with Make-A-Wish Foundation

VanDyk's Legacy Team is partnering up with the Make- A- Wish Foundation to help grant wishes to over 8,000 critically ill children waiting in the Indiana, Ohio, and Kentucky area. Make A Wish grants wishes to children with life threatening medical conditions to instill hope, strength, and happiness. With impacting over 136 families in the 2015 year, the foundation hopes to impact even more in 2016. Along with many other sponsors Vandyk chooses to actively impact those in our community and help reach that 2016 goal!

On Saturday, June 11th, 2016 come join our team at Sawyer Point to help make differences in little kids lives. There will be a family friendly one to three mile walk, music, food, and a chance to meet families who have already been impacted!

Cant Make It? Let your generous DONATION do the talking!  Visit our Legacy Team page HERE: http://www.kintera.org/faf/donorReg/donorPledge.asp?ievent=1154671&supId=436244478&extSiteType=4

 Vandyk set a company goal to raise $8,000 dollars for one wish to be granted to a special child! Become a part of our team and help us grant that wish! 

Check our page out!!

An Easy Way To Increase Retirement Funds

An Easy Way To Increase Retirement Funds

This strategy provides cash-flow during the early years of retirement while allowing the social security benefit to grow if it has not yet been claimed, as well as, allows retirement accounts to grow in order to provide more later in life.

Using home equity instead of drawing social security early, or drawing more than required from retirement funds, allows individuals to achieve a number of financial goals, the most important of which is prolonging the length of time your retirement funds will last.

 While using a bank home equity account might cost less at the beginning of the loan, the payments and the bank re-qualification requirement often cause unnecessary risk and regret years later. The FHA Home Equity Conversion account costs more upfront but has several advantages that make the cost worth it over the years.

An FHA Home Equity Conversion (HECM) account requires no monthly payments on funds used, and has no re-qualification requirements. The monthly supplement is guaranteed in the mortgage contract and is backed by the Federal Housing Administration for as long as those on title live in the home – even if the equity runs out.

However, the supplement can be increased and set on a shorter term thus allowing younger retirees to delay social security, reduce reportable income for tax purposes, prolong the growth period for retirement funds to grow, and protect retirement portfolios from being drawn down too early.